Terms and Conditions

These Terms and Conditions were last updated on April 22, 2024. 

Article 1 – INTERPRETATION AND DEFINITIONS

The words of which the initial letter is capitalized have the meanings assigned to them below. The following definitions have the same meaning regardless of whether they appear in the singular or the plural.

Course: The Learn Wall Street Program, a program of sixteen (16) video lessons that aim to provide foundational knowledge of investing [in securities]

Course Fee: One Hundred U.S. Dollars ($100.00)

Course Provider, We or Us: Learn Wall Street LLC, a New York limited liability company, as the creator, operator and publisher of the Course.

Course Start Date: The date on which You pay the Course Fee and confirm Your acceptance of these Terms and Conditions.

Course Provider IP: the Course, all Materials, the Website, and all other Services provided by the Course Provider in connection with the Course, including all copyrights, trademarks, trade secrets, patents, and other intellectual property.

Materials: documentation, data, or information developed by the Course Provider and other materials that the Course Provider believes may assist in Your participation in the Course

Parties: Course Provide and Participant

Participant or You: You, as the participant in the Course and user of the Website.

Services: any and all services provided by or on behalf of the Course Provider through or in connection with the Course

Website: www.learnwallstreet.org

Article 2 – ASSENT & ACCEPTANCE:

By purchasing and participating in the Course, You warrant that:

1. You have had the opportunity to review the “FAQ” on the Website by clicking “FAQ”, to review the full Course summary on the Website by clicking “Course Summary” and to review Lesson 1 Part 1 of the Course as a sample by clicking Lesson 1 Part 1 on the Website: and
2. You have read and reviewed these Terms and Conditions and that You agree to be bound by them.

If You do not agree to be bound by these Terms and Conditions, You must cease your participation in the Course immediately. IF YOU CEASE TO PARTICIPATE IN THE COURSE AFTER PURCHASE, YOU WILL NOT BE ENTITLED TO ANY REFUND. Course Provider only agrees to provide the Course to you if you assent to these Terms and Conditions.

Although the Course is intended for individuals ages 14 and older, participation in the Course by individuals of any age is permitted. If You are under the age of 18, a parent or guardian or educational or other institution acting on your behalf has purchased the Course and agreed to be bound by these Terms and Conditions.

Article 3 – COURSE FEE AND PAYMENT:

The Course Fee is U.S.$100.00 (One Hundred U.S. Dollars).

The Course Fee is due and payable in full upon your registration for the Course. No payment plans or installment plans are available. THE COURSE FEE IS NON-REFUNDABLE.

Article 4 – LICENSE TO USE WEBSITE & ACCESS COURSE MATERIALS:

Although the Course is intended to be comprised solely of instructional videos, We, in our sole and absolute discretion, may provide you with Materials in connection with the Course. Our Materials are protected by United States copyright laws. Subject to these Terms and Conditions, We grant You a non-exclusive, limited, non-transferable and revocable license to use the Materials solely in connection with Your participation in the Course and Your use of the Website. The Materials may not be used for any other purpose. This license terminates one (1) year after the Course Start Date, unless We terminate your access to the Course and the Website at an earlier time in accordance with these Terms and Conditions.

Article 5 – COURSE TERMS:

After purchasing the Course, You may begin to use the Course at any time. Whether or not you have completed the Course by that time, your access to the Course will end one (1) year after the Course Start Date.

You may access the [videos comprising] the Course and all Materials (if any) at Your own pace at any time you wish beginning on the Course Start Date and ending one (1) year after the Course Start Date. The Course Provider, from time to time in its sole and absolute discretion, may update, modify or replace lessons comprising the Course as well as any Materials. You may access such updated, modified or replacement lessons and Materials during the period ending one (1) year after the Course Start Date without cost to You.

You may not share the Course or any Materials with any other party. If We suspect that the Course or Materials are being shared and/or that You have shared your log-in information with any party, we reserve the right to immediately terminate Your access to the Course, in Our sole and exclusive discretion.

We do not make any promises or guarantees with regard to Our Course or Course Materials. You hereby acknowledge and agree:

1. You are solely and exclusively responsible for the choices that You make with regard to the Course, the Materials, or any significant changes to Your business or life;
2. You are solely and exclusively responsible for Your own mental health, physical health, business decisions, and any other actions or inaction you choose to take; and
3. We are not liable for any result or non-result or any consequences which may come about due to Your participation in the Course.

Article 6 – INTELLECTUAL PROPERTY:

You agree that the Course Provider owns all right, title and interest in and to the Course Provider IP and that you will not use the Course Provider IP for any unlawful or infringing purpose. You agree not to reproduce or distribute the Course Provider IP in any way, including electronically or via registration, of any new trademarks, trade names, service marks or Uniform Resource Locators (URLs), without express written permission from the Course Provider.

Article 7 – YOUR OBLIGATIONS:

As a Course Participant, You will be asked to register with Us. When You do so, You will choose a user identifier, which may be Your email address or another term, as well as a password. You may also provide personal information, including, without limitation, your name, address, e-mail address [and telephone number]. You are responsible for ensuring the accuracy of this information. This identifying information will enable You to participate in the Course. You must not share such identifying information with any third party, and if You discover that Your identifying information has been compromised or inadvertently disclosed, You agree to notify Us immediately in writing. Email notification will suffice. You are responsible for maintaining the safety and security of Your identifying information as well as keeping Us notified of any changes to Your identifying information.
The billing information You provide to us, including credit card, billing address and other payment information, is subject to the same confidentiality and accuracy requirements as the rest of your identifying information. Providing false or inaccurate information, or using the Course, Course Materials or the Website to further fraud or any unlawful activity is grounds for immediate termination of your participation in the Course and access to the Course, Materials (if any) and the Website.

Article 8 – ACCEPTABLE USE:

You agree not to use the Course or the Website for any unlawful purpose or any purpose prohibited under this clause. You agree not to use the Course, Course Materials or the Website in any way that could damage the Course, Website, Services, or general business of the Course Provider.

1. You further agree not to use the Course or the Website:
   
   1. To harass, abuse, or threaten others or otherwise violate any person’s legal rights;
   2. To violate any intellectual property rights of the Course Provider or any third party;
   3. To upload or otherwise disseminate any computer viruses or other software that may damage the property of another;
   4. To perpetrate any fraud;
   5. To engage in or create any unlawful gambling, sweepstakes, or pyramid scheme;
   6. To publish or distribute any obscene or defamatory material;
   7. To publish or distribute any material that incites violence, hate, or discrimination towards any person or group;
   8. To unlawfully gather information about others.

Article 9 – NO LIABILITY:

The Course and Website are provided for informational purposes only. You acknowledge and agree that any information posted in the Course, in the Materials, or on the Website is not intended to be legal advice, medical advice, or financial or investment advice, and no fiduciary relationship has been created between you and us. You further agree that your participation in the Course is at own risk. We do not assume responsibility or liability for any information, regardless of its nature, contained or referred to in the Course, in the Materials, or on the Website.
Without limiting the foregoing, none of the information provided or opinions expressed in the videos comprising the Course or in any Materials constitutes advice of any kind or nature, including, without limitation, advice that investment in any particular securities or class of securities is prudent or suitable for any investor. In making any investment decisions, you should consult with and rely upon your own investigation, due diligence and the recommendations of any investment professionals who you have engaged for that purpose.

Article 10 – REVERSE ENGINEERING & SECURITY:

You agree not to undertake any of the following actions:
a) Reverse engineer, or attempt to reverse engineer or disassemble any code or software from or on the Course or Website;
b) Violate the security of the Course or Website through any unauthorized access, circumvention of encryption or other security tools, data mining or interference to any host, user or network.

Article 11 – DATA LOSS:

We do not assume or accept responsibility for the security of Your account or content. You agree that Your participation in the Course or use of the Website is at Your own risk.

Article 12 – INDEMNIFICATION:

You agree to defend and indemnify the Course Provider and any of Our affiliates (if applicable), members and employees and hold Us harmless against any and all legal claims and demands, including reasonable attorney’s fees, which may arise from or relate to Your participation in the Course, Your use or misuse of the Website, Your breach of these Terms and Conditions, or Your conduct or actions. If any claim or demand is asserted against Us, You agree that We shall be able to select Our own legal counsel and may participate in Our own defense.

Article 13 – SPAM POLICY:

You are strictly prohibited from using Course for illegal spam activities, including gathering email addresses and personal information from others or sending any mass commercial emails.

Article 14 – MODIFICATION & VARIATION:

We may, from time to time and at any time without notice to You, modify these Terms and Conditions. You agree that we have the right to modify these Terms and Conditions or revise anything contained in these Terms and Conditions. You further agree that all modifications to these Terms and Conditions are in full force and effect immediately upon posting on the Website and that modifications or variations will replace any prior version of these Terms and Conditions, unless prior versions are specifically referred to or incorporated into the latest modification or variation of these Terms and Conditions. Notwithstanding the foregoing, any change to these Terms and Conditions will apply only to purchases of the Course made after the effective time of any such modification of these Terms and Conditions.
To the extent any part or sub-part of this Agreement is held ineffective or invalid by any court of law, You agree that the prior, effective version of these Terms and conditions will be considered enforceable and valid to the fullest extent permitted by law.

Article 15 – ENTIRE AGREEMENT:

These Terms and Conditions constitute the entire understanding between the Parties with respect to the Course. These Terms and Conditions supersede and replace all prior or contemporaneous agreements or understandings, written or oral.

Article 16 – SERVICE INTERRUPTIONS:

We may need to interrupt Your access to the Course to perform maintenance or emergency services on a scheduled or unscheduled basis. You agree that Your access to the Course and/or Website may be affected by unanticipated or unscheduled downtime, for any reason, but that We will not have any liability for any damage or loss caused as a result of such downtime.

Article 17 – TERM, TERMINATION & SUSPENSION:

We specifically reserve the right to terminate your participation in the Course and access to the Materials (if any) and the Website if You violate any of the terms outlined in these Terms and Conditions, including, without limitation, violating Our intellectual property rights or rights of a third party, failing to comply with applicable laws or other legal obligations, and/or publishing or distributing illegal material. You may also terminate your participation in the Course at any time by contacting Us and requesting termination. At the termination of Your participation in the Course, any provisions that would be expected to survive termination by their nature shall remain in full force and effect.
Please be advised that terminating this Agreement does not entitle you to a refund on any monies spent with us.

Article 18 – NO WARRANTIES:

You agree that Your participation in the Course and Your use of the Website are at Your sole and exclusive risk and that any Services provided by Us are on an “As Is” basis. We hereby expressly disclaim any and all express or implied warranties of any kind, including, but not limited to the implied warranty of fitness for a particular purpose and the implied warranty of merchantability. We make no warranties that the Course, the Materials or the Website will meet Your needs or that the Course or Website will be uninterrupted, error-free, or secure. We also make no warranties as to the reliability, accuracy or completeness of any content included in or referred to in the Course, the Course Materials or on the Website.

Article 19 – LIMITATION ON LIABILITY:

You agree that any damage that you may incur as a result of Your participation in the Course or your use of the Website, including without limitation damage through Your computer system, or as a result of loss of Your data from Your participation in the Course or Your use of the Website is Your sole responsibility and that We are not liable for any such damage or loss.
The maximum liability of Course Provider arising from or relating to the Course is limited to the amount of the Course Fee. These Terms and Conditions apply to any and all claims by You, including, but not limited to, claims for costs, expenses (including without limitation attorney’s fees), lost profits or revenues, trading losses, direct, indirect, consequential, incidental, special or punitive damages, negligence, strict liability, fraud, or torts of any kind.

Article 20—PRIVACY POLICY:

Our privacy policy can be found at Privacy Policy.

Article 21 – GENERAL PROVISIONS:

1. LANGUAGE: All communications made or notices given pursuant to these Terms and Conditions, must be in the English language.
2. JURISDICTION, VENUE & CHOICE OF LAW: Through Your participation in the Course and Your use of the Website, you agree that the laws of New York, without giving effect to the conflict of laws principles thereof, shall govern any matter or dispute relating to or arising out of these Terms and Conditions, as well as any dispute of any kind that may arise between You and Us. In case any litigation specifically permitted under these Terms and Conditions is initiated, the Parties agree to submit to the personal jurisdiction of the state and federal courts sitting in the Borough of Manhattan, City of New York, State of New York. The Parties agree that this choice of law, venue, and jurisdiction provision is not permissive, but rather mandatory in nature. You hereby waive the right to any objection of venue, including assertion of the doctrine of forum non conveniens or similar doctrine. THE PARTIES WAIVE ALL RIGHTS TO JURY TRIAL IN CONNECTION WITH ANY LITIGATION UNDER THESE TERMS AND CONDITIONS.
3. ARBITRATION: Except as otherwise provided below, in case of a dispute between the Parties relating to or arising out of these Terms and Conditions, the Parties shall first attempt to resolve the dispute personally and in good faith. If these personal resolution attempts fail, then the parties agree to resolve such dispute by binding arbitration under the Commercial Arbitration Rules of the American Arbitration Association as in effect from time to time. The arbitration will be conducted in the Borough of Manhattan, City of New York, State of New York. The arbitration will be conducted by a single arbitrator, and such arbitrator will not have any authority to add Parties, vary the provisions of these Terms and Conditions, award punitive damages, or certify a class. Each Party shall pay its own costs and fees, including without limitation attorney’s fees. Claims necessitating arbitration under this section include, without limitation, contract claims, tort claims, claims under applicable United States federal and New York state law, and claims based on local laws, ordinances, statutes or regulations. Intellectual property claims by us will not be subject to arbitration and may, as an exception to this sub-part, be litigated.
4. ASSIGNMENT: These Terms and Conditions, or the rights granted hereunder, may not be assigned, sold, leased or otherwise transferred in whole or part by You. If the Course Provider assigns, sells, leases or otherwise transfers Course Provider’s rights under these Terms and Conditions, the rights and liabilities of Course Provider will bind and inure to any assignees, administrators, successors, and executors.
5. SEVERABILITY: If any part or sub-part of these Terms and Conditions is held invalid or unenforceable by a court of law or competent arbitrator, the remaining parts and sub-parts will be enforced to the maximum extent possible. In such a circumstance, the remainder of these Terms and Conditions will continue in full force.
6. NO WAIVER: In the event that we fail to enforce any provision of this Agreement, this shall not constitute a waiver of any future enforcement of that provision or of any other provision. Waiver of any part or sub-part of these Terms and Conditions will not constitute a waiver of any other part or sub-part.
7. HEADINGS FOR CONVENIENCE ONLY: Headings of parts and sub-parts under these Terms and Conditions are for convenience and organization, only. Headings shall not affect the meaning of any provisions of these Terms and Conditions.
8. NO AGENCY, PARTNERSHIP OR JOINT VENTURE: No agency, partnership, or joint venture has been created between the Parties pursuant to these Terms and Conditions. No Party has any authority to bind the other to third parties.
9. FORCE MAJEURE: We are not liable for any failure to perform due to causes beyond our reasonable control including, but not limited to, acts of God, acts of civil authorities, acts of military authorities, riots, embargoes, acts of nature and natural disasters, power outages or power surges and other acts which may be due to unforeseen circumstances.
10. ELECTRONIC COMMUNICATIONS PERMITTED: Electronic communications are permitted to both Parties under these Terms and Conditions, including e-mail. For any questions or concerns, please email us at the following address: contact@learnwallstreet.org.